Financing (Corporate) - Dickson Group

Your Business,
Our Passion.

For over 30 years, we’ve been the trusted partner of more than 100 dealers in Singapore. Why? Because we prioritise building our partners’ dreams.

A cut above the rest

Experience our distinctive edge in financing
for corporate dealers.

Fair market valuation for your vehicle inventory, so you don’t have to worry about topping up the valuation shortfall within a short period.

We’re structured and systematic, yet flexible enough to accommodate special requests.

Our financial packages are available at very competitive rates to meet your business goals.

We provide you with customised solutions after understanding your challenges, as your comprehensive solutions provider for everything under auto finance.

Tailored solutions for your business needs.

Dickson Group
In-House Loan

Hire Purchase (HP) Loan from partner banks & financial institutions

Floor Stock Loans

Floor
stock loans

HP Loans

As credit agents for various banks and finance companies, we offer hire-purchase loan applications for dealers and their customers, as well as assist sellers with their outstanding loan settlement. Dickson can also act as an intermediary to arrange for vehicle agreement signings and vehicle sighting between the buyer and seller to ensure genuine transactions take place. We also ensure the payments are properly effected and timely transfer of car ownership to the rightful buyer is carried out.

In-House Loans

For customers who prefer an alternative loan option, Dickson offers flexible In-House loans with competitive rates.

Floor stock loans

Dickson offers inventory financing with our in-house loans for customers who would like to purchase inventory for their business. We will access your financial capacity and provide a pre-approved credit line for you over a pre-determined period of time.

We Only Work With The Best

Our financial partners consist of major banks
and financial institutions in Singapore:

Our financial partners consist of major banks and financial institutions in Singapore:

Fast-Track Your Loan Application

Prepare these documents beforehand for a speedy loan approval*!

Information of Applicant/Hirer + Employment Details

Copy of Applicant NRIC (Front & Back)

Copy of Notice of Assessment (last 2 years)

Copy of CPF Contribution Statement (last 12 months)
OR 3-month Bank Statement (if self-employed)

Copy of the Vehicle Sales Agreement

Copy of Enquire PARF/COE Rebate (for Registered Vehicle only)

*Only the registered car owner can apply for the loan.

Do note that the maximum loan tenure is up to 7 years depending on the age of the car to be financed. The minimum loan period is 6 months and the minimum loan amount is $10,000.

Ready to find out more?

Speak to us now!

FAQs

Inventory Financing (Floor Stock Financing)

What is Inventory Financing (Floor Stock Financing)?

This is a short term financing solution for businesses that are buying and selling cars or commercial vehicles. This facility allows business owners to use the funds from this facility to purchase their vehicle inventories instead of exhausting too much of their own business capital.

Why get a business loan from us?

Realistic and fair market valuation from our 35 years of car trade experience. This reduces the need for
frequent top-up within a short period of time
Flexible repayment period of 90 days.
Flexible financing amount and pricing options tailored to suit your business needs.
Improve your cash flow by freeing up cash tied to your vehicle inventory.
Convenience of contra from Floor Financing to Hire Purchase Loans.

What is the procedure like?

WhatsApp:
Yolanda – 96644212 OR Roy – 98488288

Email:
Yolanda – [email protected] OR Roy – [email protected]

Who can apply?

Owners of car dealerships registered in Singapore, whose business activities involve buying and selling of cars/commercial vehicles.

Are collaterals required?

Business owners will be required to provide their personal guarantee. Vehicles submitted for financing will be secured as collaterals.

What are the required documents for a loan application?

A. Business ACRA
B. Latest business bank statements
C. Business owners’ identification document
D. Business owners’ latest income document

HP Financing for Corporate Vehicle Fleet (In-house loans)

How can we benefit from Dickson’s Corporate Vehicle Fleet financing packages?

This is a financing option for business owners who are purchasing a fleet of vehicles to facilitate their business operations. Examples of such businesses include vehicle leasing (rental) companies, logistics & land transportation businesses, and any businesses requiring a fleet of vehicles to facilitate its daily business operations.

Why get a business loan from us?

A. Flexible repayment period of up to 6 years
B. Flexible financing amount and pricing options tailored to suit your business needs
C. Improve your business cash flow by freeing up cash tied to your vehicle fleet
D. Allows you to spread your cost of purchasing high value vehicles across a period of time, with fixed
monthly instalments